The Legal Needs of People Over 50. That’s Our Focus.

If you have questions about a long-term care strategy, Medicaid eligibility, Wills and end-of-life decisions, or settling your parents’ estate, we’re your resource in Eastern Connecticut.

You can rely on us to treat you with respect, listen carefully, and provide clear, practical answers to the questions that come up regarding elder issues, estate planning, probate matters, and more.

We’ll guide you as you make important decisions for the future that will affect your home, your savings, your health care, and your business.

We have deep roots in the Eastern Connecticut community. Our firm and its predecessors have been practicing in the New London area since 1986, its members having served on numerous community and civic board and committees for many years.

Whether you’re thinking about an estate plan, dealing with probate matters, or puzzling over Medicaid requirements, we can help.

Contact Us For A Consultation

Secure your family's future. Call now. (860) 442-0150

Firm News & Events

On November 13, 2014, 7 p.m. at the Salem Free Library, Attorney John Zaccaro will give the final talk in the Elder Solutions Series entitled “Downsizing Decisions in the Aging Process.” Attorney Zaccaro will discuss moving in with the kids including creating an in-law apartment, buying a new place with your child, moving to Florida, moving to a Continuing Care Retirement Community or an Assisted Living Facility, moving from your house to a condominium, and the Income & Estate Tax Consequences of moving. Space is limited to 40 attendees so make your reservation today by calling 860-442-0150 or sending an e-mail to attorneys@261law.com. The Series is co-sponsored by the Friends of Salem Free Library which receives no remuneration for its co-sponsorship.

On October 16, 2014, 7 p.m., at the Salem Free Library, Attorney Jack Reardon will give the second talk in the Elder Solutions Series entitled “Financial Considerations in Staying at Home.” Attorney Reardon’s talk will focus on ways to make home care affordable. He will discuss the Medicare home care program, Medicaid home care program, State-Funded Connecticut Home Care Program for Elders, Qualified Medicare Beneficiary program, Veterans aid & attendance benefits, Caregiver Agreements, and Reverse Mortgages. Space is limited to 40 attendees so make your reservation today by calling 860-442-0150 or sending an e-mail to attorneys@261law.com. The Series is co-sponsored by the Friends of Salem Free Library which receives no remuneration for its co-sponsorship.

On October 15, 2014, 2:30 p.m. at Senior Resources in Norwich, Attorney Joseph Cipparone will give a presentation entitled “Elder Law Strategies.” The talk will focus on the many strategies for obtaining long-term care and the ways seniors can qualify for programs to provide care. He will discuss the use of Pooled Trusts to lower income so that seniors can qualify for Medicaid and Veterans Benefits, Grantor Trusts to protect the family home, Spousal Testamentary Trusts to create a trust for the disabled spouse if the well spouse dies, and the purchase of a Spousal Immediate Annuity to lower assets to qualify for public benefits. Call Marion Donato (860-887-3561 Extension 124) of Senior Resources, our local area agency on aging, to register for the program. For more about Senior Resources, go to www.seniorresourcesec.org.

On October 8, 2014, 5 p.m. at Crescent Point in Niantic, Attorney Joseph Cipparone will present the talk entitled “10 Mistakes to Avoid in Estate Planning.” After Attorney Cipparone’s presentation, the VNA of Southeastern Connecticut will give a brief talk on the variety of care available in the community. Attendees will also receive dinner during the talks. Call Nancy Chaput (860-739-9479) at Crescent Point, an assisted living facility, to register for the program.

On September 25, 2014, 7 p.m. at the Salem Free Library, Attorney Joseph Cipparone will present the first talk in the Elder Solution Series entitled “How to Protect Your Parents.” Those who attend the first talk will learn the dangers of joint accounts, the promise and perils of durable powers of attorney, innovative uses of revocable trusts for lifetime financial management, and the difference between voluntary and involuntary conservatorships. Attorney Cipparone will also discuss how to broach the sensitive topic of safe driving with your parents, how to guard against financial exploitation, and the latest in home monitoring systems. Space is limited to 40 attendees so make your reservation today by calling 860-442-0150 or sending an e-mail to attorneys@261law.com. All attendees will receive a FREE copy of the 2014 Southeastern Connecticut Senior Services Guide written by Attorney Cipparone. The Salem Free Public Library is located at 264 Hartford Road and can be reached by calling 860-859-1130. There is plenty of on-site parking. The Series is co-sponsored by the Friends of Salem Free Library which receives no remuneration for its co-sponsorship.

 Jack Reardon, Esq. has been elected as President of the Connecticut Chapter of the National Academy of Elder Law Attorneys (CT-NAELA).  Congratulations, Jack!

Joseph Cipparone has been selected to the 2014 Connecticut Super Lawyers list, an honor reserved for those lawyers who exhibit excellence in practice.  Look for his listing in the New England Super Lawyers Magazine and a later issue of Connecticut Magazine.

John Zaccaro, Jr., Esq. has been selected to moderate The Cyber Attorney - Securing Your Data in the Cloud at this year's Connecticut Legal Conference in June.

  • Joe Cipparone is an exceptionally caring and competent attorney. He has guided my personal and legal matters since 2005. Joe helped me with the settlement of my husband's estate and the creation of an estate plan for myself and my family's future. In addition, I have trusted Joe to manage my financial affairs including investments and my children's college planning. He has also advocated with state agencies on legal matters concerning my developmentally disabled son and created a trust for his future. I know Joe truly cares about me and my family. He has my utmost respect and confidence.

    Juliette Evans Case
    Old Lyme, CT

  • It's vitally important that clients not only concern themselves with the accumulation of wealth, but also give equal attention to the distribution of their accumulated wealth when the time comes. Joe not only helped me with plans for the distribution of my estate between my family members and my chosen charitable organizations, but was sensitive to the tax implications of my decisions and multi-generational safeguards. He also made sure that I was covered by other documents, such as Power of Attorney, Living Will and healthcare proxy. He made the process as transparent and stress-free as possible, and I feel confident in the decisions I have made. I would recommend that all conscientious people protect themselves and their assets as I have, and that they work with an estate planner as knowledgeable and reassuring as Joe Cipparone.

    Joann Silverberg
    Norwich, CT

  • Recently, we made the decision to purchase property jointly owned by family members.  We hired Attorney Zaccaro to help negotiate the cost and to secure legal title.

    Attorney Zaccaro respectfully listened to all family member concerns and presented proposals to us until a final amiable resolution.  His accessible, efficient response to our needs was outstanding.  We found his professional approach caused us to secure his abilities again as we mortgaged the property and then sold our present home without realtor assistance.  Attorney Zaccaro reviewed legal documents, protected our interests and assisted in the sale and transfer of title.  His legal knowledge and confident approach in all transactions was impressive.

    Trust is an important component of the attorney-client relationship.  We have every reason to continue our relationship with Attorney Zaccaro because our trust in his abilities was well-founded.

    Richard and Patricia Vincenti

  • We have been very satisfied with the promptness, courtesy, and high degree of professionalism provided to the clients we have referred to Cipparone & Zaccaro, PC. With Joseph Cipparone’s leadership in the field of elder law and estate planning, we look forward to continuing to work together for the benefit of our mutual clients. 

    Ted Parker, President
    Parker Financial Planning, LLC
    Mystic, CT

  • Jack Reardon, of Cipparone & Zaccaro, prepared all documents necessary for my approaching elder years. His professional manner and handling of my wishes were very evident in writing my will. His advice for other documentation including a Health Directive and Power of Attorney were most appreciated. All these documents were presented to me promptly and accurately. I felt comfortable and confident that my goals were met and I would recommend Jack Reardon to my friends wholeheartedly.

    Dixie Allen
    Old Lyme, CT