The Legal Needs of People Over 50. That’s Our Focus.

If you have questions about a long-term care strategy, Medicaid eligibility, Wills and end-of-life decisions, or settling your parents’ estate, we’re your resource in Eastern Connecticut.

You can rely on us to treat you with respect, listen carefully, and provide clear, practical answers to the questions that come up regarding elder issues, estate planning, probate matters, and more.

We’ll guide you as you make important decisions for the future that will affect your home, your savings, your health care, and your business.

We have deep roots in the Eastern Connecticut community. Our firm and its predecessors have been practicing in the New London area since 1986, its members having served on numerous community and civic board and committees for many years.

Whether you’re thinking about an estate plan, dealing with probate matters, or puzzling over Medicaid requirements, we can help.

Contact Us For A Consultation

Secure your family's future. Call now. (860) 442-0150

Firm News & Events

On Sunday, February 8, 2015, at 10:00 am, Joe Cipparone will give a talk at the First Congregational Church of Old Lyme entitled "Ten Mistakes to Avoid in Estate Planning." The talk is part of the After-Church Sessions in the Sheffield Auditorium of the Church. The talk is FREE and open to the public. The Church is located at 2 Ferry Road, Old Lyme, CT. For more information, call the Church at 860-434-8686 or visit their website at www.fccol.org.

On November 13, 2014, 7 p.m. at the Salem Free Library, Attorney John Zaccaro will give the final talk in the Elder Solutions Series entitled “Downsizing Decisions in the Aging Process.” Attorney Zaccaro will discuss moving in with the kids including creating an in-law apartment, buying a new place with your child, moving to Florida, moving to a Continuing Care Retirement Community or an Assisted Living Facility, moving from your house to a condominium, and the Income & Estate Tax Consequences of moving. Space is limited to 40 attendees so make your reservation today by calling 860-442-0150 or sending an e-mail to attorneys@261law.com. The Series is co-sponsored by the Friends of Salem Free Library which receives no remuneration for its co-sponsorship.

On October 16, 2014, 7 p.m., at the Salem Free Library, Attorney Jack Reardon will give the second talk in the Elder Solutions Series entitled “Financial Considerations in Staying at Home.” Attorney Reardon’s talk will focus on ways to make home care affordable. He will discuss the Medicare home care program, Medicaid home care program, State-Funded Connecticut Home Care Program for Elders, Qualified Medicare Beneficiary program, Veterans aid & attendance benefits, Caregiver Agreements, and Reverse Mortgages. Space is limited to 40 attendees so make your reservation today by calling 860-442-0150 or sending an e-mail to attorneys@261law.com. The Series is co-sponsored by the Friends of Salem Free Library which receives no remuneration for its co-sponsorship.

On October 15, 2014, 2:30 p.m. at Senior Resources in Norwich, Attorney Joseph Cipparone will give a presentation entitled “Elder Law Strategies.” The talk will focus on the many strategies for obtaining long-term care and the ways seniors can qualify for programs to provide care. He will discuss the use of Pooled Trusts to lower income so that seniors can qualify for Medicaid and Veterans Benefits, Grantor Trusts to protect the family home, Spousal Testamentary Trusts to create a trust for the disabled spouse if the well spouse dies, and the purchase of a Spousal Immediate Annuity to lower assets to qualify for public benefits. Call Marion Donato (860-887-3561 Extension 124) of Senior Resources, our local area agency on aging, to register for the program. For more about Senior Resources, go to www.seniorresourcesec.org.

On October 8, 2014, 5 p.m. at Crescent Point in Niantic, Attorney Joseph Cipparone will present the talk entitled “10 Mistakes to Avoid in Estate Planning.” After Attorney Cipparone’s presentation, the VNA of Southeastern Connecticut will give a brief talk on the variety of care available in the community. Attendees will also receive dinner during the talks. Call Nancy Chaput (860-739-9479) at Crescent Point, an assisted living facility, to register for the program.

On September 25, 2014, 7 p.m. at the Salem Free Library, Attorney Joseph Cipparone will present the first talk in the Elder Solution Series entitled “How to Protect Your Parents.” Those who attend the first talk will learn the dangers of joint accounts, the promise and perils of durable powers of attorney, innovative uses of revocable trusts for lifetime financial management, and the difference between voluntary and involuntary conservatorships. Attorney Cipparone will also discuss how to broach the sensitive topic of safe driving with your parents, how to guard against financial exploitation, and the latest in home monitoring systems. Space is limited to 40 attendees so make your reservation today by calling 860-442-0150 or sending an e-mail to attorneys@261law.com. All attendees will receive a FREE copy of the 2014 Southeastern Connecticut Senior Services Guide written by Attorney Cipparone. The Salem Free Public Library is located at 264 Hartford Road and can be reached by calling 860-859-1130. There is plenty of on-site parking. The Series is co-sponsored by the Friends of Salem Free Library which receives no remuneration for its co-sponsorship.

 Jack Reardon, Esq. has been elected as President of the Connecticut Chapter of the National Academy of Elder Law Attorneys (CT-NAELA).  Congratulations, Jack!

Joseph Cipparone has been selected to the 2014 Connecticut Super Lawyers list, an honor reserved for those lawyers who exhibit excellence in practice.  Look for his listing in the New England Super Lawyers Magazine and a later issue of Connecticut Magazine.

  • Joe Cipparone is an exceptionally caring and competent attorney. He has guided my personal and legal matters since 2005. Joe helped me with the settlement of my husband's estate and the creation of an estate plan for myself and my family's future. In addition, I have trusted Joe to manage my financial affairs including investments and my children's college planning. He has also advocated with state agencies on legal matters concerning my developmentally disabled son and created a trust for his future. I know Joe truly cares about me and my family. He has my utmost respect and confidence.

    Juliette Evans Case
    Old Lyme, CT

  • We chose Cipparone & Zaccaro for our estate planning needs because of the excellent job that Jack Reardon did in preparing all of the paperwork for the wills, powers of attorney, etc. for my wife's parents.  When the time came for us to use the forms that Jack had prepared for her parents, it made the process so much easier because of Jack's knowledge and expertise in the field of elder law.  This was especially important in dealing with the Veterans Association.  Dealing with the government can be quite difficult at best and Jack's knowledge of what would be needed made the process painless and hassle free.

    Lee Wilmonen

  • Jack did an outstanding job putting my entire estate plan together. He went into great depth by including what might appear as small details such as contact names, pass codes, phone numbers, etc. that upon death will make it a lot easier for the executor to quickly keep my business running. I highly recommend Jack.

    Dennis DiSchino

  • Joseph Cipparone is the attorney for our LLC.  As such, the service he has provided has been first rate.  He's a good listener, which means that before he makes recommendations, he has gained a solid understanding of our goals and needs.  The recommendations he gave us have stood the test of time (nearly seven years), and we are grateful for his work.  The only difficulty in this recommendation is limiting our choice of the above attributes to three; he has excelled in all.

    Lewis J. Buckley

  • Recently, we made the decision to purchase property jointly owned by family members.  We hired Attorney Zaccaro to help negotiate the cost and to secure legal title.

    Attorney Zaccaro respectfully listened to all family member concerns and presented proposals to us until a final amiable resolution.  His accessible, efficient response to our needs was outstanding.  We found his professional approach caused us to secure his abilities again as we mortgaged the property and then sold our present home without realtor assistance.  Attorney Zaccaro reviewed legal documents, protected our interests and assisted in the sale and transfer of title.  His legal knowledge and confident approach in all transactions was impressive.

    Trust is an important component of the attorney-client relationship.  We have every reason to continue our relationship with Attorney Zaccaro because our trust in his abilities was well-founded.

    Richard and Patricia Vincenti