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The C&Z TrustElderLaw Blog

Governor Malloy created the Connecticut State Department on Aging in 2013.  It consisted of two parts: (1) The State Unit on Aging; and (2) The Long Term Care Ombudsman Program.  The State Unit on Aging administers several programs for older Connecticut residents such as in-home services, home-... Read more.

Jan 19, 2018

At Cipparone & Zaccaro, we regularly receive a call from a child who wants to assist his or her parent with an estate plan.  Often, the child schedules an appointment for us to meet with the parent or the child brings the parent to our law office.   

In the first meeting, we must... Read more.

Jan 16, 2018

The new Connecticut state budget, signed by Governor Malloy on October 31, 2017, increased the individual exemption for Connecticut estate and gift taxes over the next three years.  In 2017, the exemption in Connecticut was $2,000,000.  Under the new law, the exemption increased to $2,600,000 in... Read more.

Dec 13, 2017
Nursing home power of attorney

Many nursing homes will draft a power of attorney for their residents. Doing so is often framed as saving money. However, if a power of attorney is done without an examination of the circumstances, it can cost many times more money than it saves.

A recent publication of the National... Read more.

Oct 31, 2017

The phone rings at home and the conversation begins with an innocent, 

"Hi, Grandpa."  

"Who's this?" the senior asks. 

"Don't you recognize my voice? It's Michael. I'm in Boston." (All names have been changed to protect the victims.)

The caller was a young male, but... Read more.

Oct 5, 2017

Recently, in a case that was litigated before the New York Court of Appeals, that Court ruled that terminally ill patients do not have the right to seek life-ending drugs from doctors.  The case was initiated by three people with terminal illnesses who argued that New York’s ban on physician-... Read more.

Sep 20, 2017

Over the years, I’ve experienced a couple of instances where a non-family  member brings a client to me for estate planning who was estranged from his family.  The client wants to leave a major part of his or her estate to the non-family member. Let’s consider a hypothetical example.  

An... Read more.

Sep 15, 2017

A “Special Needs Trust” is designed to supplement a disabled person’s quality of life without affecting that person’s eligibility for means tested programs. There are two main types of Special Needs Trusts.  A First-Party Special Needs Trust and a Third Party Supplemental Needs Trust.  This... Read more.

Sep 8, 2017

In the 2015 legislative session, the Connecticut General Assembly authorized the creation of a new type of investment account – the Achieving a Better Life Experience (ABLE) account.  An ABLE account allows family members to save funds for the care of a disabled individual without jeopardizing... Read more.

Aug 31, 2017

We recently closed an estate that had an issue surrounding the enforceability of a lien in favor of the State of Connecticut for Medicaid payments that were made on behalf of the decedent.  The decedent spent her last days in a nursing home.  Before she died, she applied for Medicaid to absorb... Read more.

Aug 8, 2017


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